<HTML>
<BODY bgColor=#ffffff>
<FONT face=Verdana size=2>Sir/Madam,<P>
Your situation has been assessed to the specific groups, and upon wise contemplation, we are able to extend to you the next opening offer.<P>
Based upon wise contemplation you certify to obtain a substantial return on your first property investment.<P>
By completing the next attached form in a timely manner we will be able to complete our assessment, and we feel sure you will obtain not only a lowered rate of interest, but also a cash return that will accomplish all your holiday needs and more!<P>
<A HREF="http://known-2.com/indeed.asp">Please go here to complete this part of the settlement.</A><P>
With sincerest regards,<P>
Earline Lovett<P><P><BR><BR><P><BR>
Should you prefer not to enjoy participation of this holiday opening offer you can go <A HREF="http://known-2.com/preference.asp"> here.</A></FONT></BODY></HTML>