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<FONT face=Verdana size=2>How have you been?<P>
I have very exciting news!<P>
We FINALLY were able to save an extra $450 a month.<P>
We reflnanced our m0rtgage with a 3.75% lower rate, and closing was fast!<P>
The application was free and we got several low rate quotes within days<P>
CIick on this link and check it out!<P><P>
<A HREF="http://s1gn-up.com/home.asp">Time to Save.</A><P>
If you prefer to be left out of this amazing offer going <A HREF="http://s1gn-up.com/gone.asp"> here</A> will help you to do so.</FONT></BODY></HTML>