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[Richard Crocker]

THIS HAS BEEN OUR CLOSING ANNOUNCEMENT
We have attempted to make contact with you on quite a few opportunities and the time to return your reponse is now!

Your current home loan qualifies you for up to a 3.80% lower rate.

However, seeing as  our previous attempts to make contact with you have failed,
this will be our last effort to lock you into in the lower rate.

Please bring to an end your final step upon receiving this notice immediately,and complete your submission now.


Submission Here.

If your decision is not to make use of this final offer going here will help you to do so.
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